The Problem
High out-of-pocket costs without insurance
Confusing dental insurance plans with hidden limits
Delayed care due to affordability concerns
No coverage for self-employed or part-time workers
Access preventive and restorative dental services through a simple in-house membership plan: No insurance hassles, no waiting periods, no surprises.
Predictable Costs with Transparent Pricing
No Insurance Required
Immediate Access to Care
Savings on Preventive and Treatment Services

Pearl 32
Location
Laguna Hills, CA
Phone
949-830-0074
Quality Dental Care Without Insurance at Pearl 32
Looking for a dentist without insurance in Laguna Hills, CA? Pearl 32 makes quality dental care simple and accessible with our dental membership plan, no insurance required.
Our membership plan is designed for patients who are uninsured, self-employed, retired, or simply looking for a better alternative to traditional dental insurance. For one low monthly fee, you get access to preventive care and exclusive savings on every treatment we offer.
Dental Membership Plan vs. Insurance: Why Patients Are Making the Switch
Traditional dental insurance comes with annual maximums, waiting periods, and limited coverage on the procedures you actually need. A dental membership plan vs. insurance comparison makes the choice clear, our membership plan gives you immediate access to care with straightforward pricing and no red tape.
Whether you need a routine cleaning or a major procedure, Pearl 32 in Laguna Hills, CA helps you get the care you deserve at a price that makes sense.
Quality Dental Care Shouldn't Require Insurance
The Problem
High out-of-pocket costs without insurance
Confusing dental insurance plans with hidden limits
Delayed care due to affordability concerns
No coverage for self-employed or part-time workers
The Solution
Predictable monthly cost - no surprises
Immediate coverage - no waiting periods
Direct relationship with your dentist
Transparent pricing on all services
Membership Options
Elite
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$199.00 Lifetime Activation Fee
🎉 Save at least $1,052.33 a year!
3 Professional dental cleanings per year
1-2 Doctor exams per year
3 Fluoride treatments per year
Complimentary x-rays*
Unlimited emergency exams
$75 Credit per referral
Complimentary 30-minute consultation
Pearl Loyalty Rewards:
15% savings on procedures.
Complimentary take-home whitening tray (1 per year)
10% Off on electric flosser
Annual Savings: Save at least $1,052.33 per year!
$199 Lifetime Activation Fee includes first month
Stay tuned for more exciting rewards coming soon!
Prestige
Best Value
$199.00 Lifetime Activation Fee
🎉 Save at least $1,329.00 a year!
4 Professional dental cleanings per year
1-2 Doctor exams per year
4 Fluoride treatments per year
Complimentary x-rays*
Unlimited emergency exams
$100 Credit per referral
Complimentary 30-minute consultation
Pearl Loyalty Rewards:
25% savings on procedures.
Complimentary take-home whitening tray (1 per year)
One free replacement of night guard or retainer (once per year)
Pearl Premium Oral Health Kit: Prestige members receive this exclusive kit, valued at $650 (Kit is available after six months of continuous membership) includes:
An Oral-B AI-powered electric toothbrush
An electric flosser
CariFree oral hygiene products
Annual Savings: Save at least $1,329.00 per year, including your Pearl Premium Oral Health Kit!
$199 Lifetime Activation Fee includes first month
Stay tuned for more exciting rewards coming soon!
Essential
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$119.00 Lifetime Activation Fee
🎉 Save at least $819.33 a year!
2 Professional dental cleanings per year
1-2 Doctor exams per year
2 Fluoride treatments per year
Complimentary x-rays*
Unlimited emergency exams
$50 Credit per referral
Complimentary 30-minute consultation
Pearl Loyalty Rewards:
10% savings on procedures.
10% Off on electric flosser
Annual Savings: Save at least $819.33 per year!
$119 Lifetime Activation Fee includes first month
Stay tuned for more exciting rewards coming soon!
* As determined by your dentist.
Elite D1110, D0120, D0274, D0140, D0220, D0210, D0330, D1208; Prestige D1110, D0120, D0274, D0140, D0220, D0210, D0330, D1208; Essential D1110, D0120, D0274, D0140, D0220, D0210, D0330, D1208
Getting Started Is Easy
Three simple steps to affordable dental care
1
Choose Your Plan
Select the membership that fits your dental needs and budget
2
Sign Up Online
Quick enrollment process — your membership starts immediately
3
Schedule Your Visit
Book your first cleaning at our convenient Laguna Hills office
Dental Membership vs. Traditional Insurance
See why more Laguna Hills families are choosing membership plans
Our Membership
Dental Insurance
Waiting periods
None
6–12 months
Annual maximums
No cap
$1,000–$2,000
Pre-approvals needed
No
Often required
Hidden fees/deductibles
None
Common
Choose your dentist
Yes
Limited network
Monthly cost
$45–65
$50–100+
Waiting periods
Our Membership
None
Dental Insurance
6–12 months
Annual maximums
Our Membership
No cap
Dental Insurance
$1,000–$2,000
Pre-approvals needed
Our Membership
No
Dental Insurance
Often required
Hidden fees/deductibles
Our Membership
None
Dental Insurance
Common
Choose your dentist
Our Membership
Yes
Dental Insurance
Limited network
Monthly cost
Our Membership
$45–65
Dental Insurance
$50–100+
Member Fees
Scheduling and Services
Account Management
Frequently Asked Questions
Here are some of our most asked questions.
Pearl 32
Location
24022 Calle de la Plata, Suite 450
Laguna Hills, CA 92653
Phone
949-830-0074
Legal & Disclaimers
Membership clubs are not insurance but a payment arrangement provided by Masih Rezaei Dental Corporation for services rendered. Memberships are provided exclusively to uninsured patients of our practice and shall not be considered pre-payment for future services or payment for access to discounted services. Rather, our patient members are electing to make regular monthly subscription payments for preventive care instead of paying at the time of each service. Payment for any cosmetic or restorative treatment is due at the time of service. Membership dues must be current in order to receive services.
A lapse of 28 days in dues will require a reactivation fee of six months' dues. Membership club discounts may not be combined with any other offers or discounts. It is solely the patient's responsibility to schedule and keep their appointments. No refunds will be provided for dues paid under any circumstances, including failure to schedule and maintain appointments. A patient member's monthly agreement is with the legal entity of Masih Rezaei Dental Corporation. Monthly dues and fees for dental services may change at any time. Payment management services are provided by illumitrac℠.
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