The Problem
High out-of-pocket costs without insurance
Confusing dental insurance plans with hidden limits
Delayed care due to affordability concerns
No coverage for self-employed or part-time workers
Access preventive and restorative dental services through a simple in-house membership plan: No insurance hassles, no waiting periods, no surprises.
Predictable Costs with Transparent Pricing
No Insurance Required
Immediate Access to Care
Savings on Preventive and Treatment Services

5 Stars
on Google
Quality Dental Care Without Insurance at Reddy Dental
Looking for a dentist without insurance in St. Petersburg, FL? Reddy Dental makes quality dental care simple and accessible with our dental membership plan, no insurance required.
Our membership plan is designed for patients who are uninsured, self-employed, retired, or simply looking for a better alternative to traditional dental insurance. For one low monthly fee, you get access to preventive care and exclusive savings on every treatment we offer.
Dental Membership Plan vs. Insurance: Why Patients Are Making the Switch
Traditional dental insurance comes with annual maximums, waiting periods, and limited coverage on the procedures you actually need. A dental membership plan vs. insurance comparison makes the choice clear, our membership plan gives you immediate access to care with straightforward pricing and no red tape.
Whether you need a routine cleaning or a major procedure, Reddy Dental in St. Petersburg, FL helps you get the care you deserve at a price that makes sense.
Quality Dental Care Shouldn't Require Insurance
The Problem
High out-of-pocket costs without insurance
Confusing dental insurance plans with hidden limits
Delayed care due to affordability concerns
No coverage for self-employed or part-time workers
The Solution
Predictable monthly cost - no surprises
Immediate coverage - no waiting periods
Direct relationship with your dentist
Transparent pricing on all services
Membership Options
Adult Membership
13 and Older
$149.00 Lifetime Activation Fee
🎉 Save at least $302.00 a year!
Professional dental cleanings (2 per year)
Doctor exams (1-2 per year)
Fluoride Treatment
Needed x-rays*
One emergency exam per year (if needed)
20% Off all other treatment (some exclusions may apply)
$149 Lifetime Activation Fee includes first month
For patients with regular cleanings and absence of periodontal disease.
Perio Membership
Periodontal Disease
$149.00 Lifetime Activation Fee
🎉 Save at least $470.00 a year!
Perio maintenance cleanings (3 to 4 per year)
Doctor exams (1-2 per year)
Fluoride Treatment
Needed x-rays*
One emergency exam per year (if needed)
20% Off all other treatment (some exclusions may apply)
$149 Lifetime Activation Fee includes first month
For patients enrolled in active periodontal maintenance due to prior treatment of periodontal (gum) disease.
Child Membership
12 and Younger
$149.00 Lifetime Activation Fee
🎉 Save at least $339.33 a year!
Professional dental cleanings (2 per year)
Doctor exams (1-2 per year)
Fluoride treatment
Needed x-rays*
One emergency exam per year (if needed)
20% Off all other treatment (some exclusions may apply)
$149 Lifetime Activation Fee includes first month
* As determined by your dentist.
Adult D1110, D0120, D0274, D0140, D0220, D0210, D0330; Perio D4910, D0120, D0274, D0140, D0220, D0210, D0330; Child D1120, D0120, D0272, D1208, D0140, D0220
Getting Started Is Easy
Three simple steps to affordable dental care
1
Choose Your Plan
Select the membership that fits your dental needs and budget
2
Sign Up Online
Quick enrollment process — your membership starts immediately
3
Schedule Your Visit
Book your first cleaning at our convenient St. Petersburg office
Dental Membership vs. Traditional Insurance
See why more St. Petersburg families are choosing membership plans
Our Membership
Dental Insurance
Waiting periods
None
6–12 months
Annual maximums
No cap
$1,000–$2,000
Pre-approvals needed
No
Often required
Hidden fees/deductibles
None
Common
Choose your dentist
Yes
Limited network
Monthly cost
$45–65
$50–100+
Waiting periods
Our Membership
None
Dental Insurance
6–12 months
Annual maximums
Our Membership
No cap
Dental Insurance
$1,000–$2,000
Pre-approvals needed
Our Membership
No
Dental Insurance
Often required
Hidden fees/deductibles
Our Membership
None
Dental Insurance
Common
Choose your dentist
Our Membership
Yes
Dental Insurance
Limited network
Monthly cost
Our Membership
$45–65
Dental Insurance
$50–100+
What St. Petersburg Patients Say About Our Membership
Join hundreds of satisfied members in the St. Petersburg area
"Never been to a nicer doctor!!! The doctor and his staff are fantastic."
Geri Russo
"I had an amazing experience with Dr. Reddy and the entire team in St. Petersburg! From the moment you walk into the office, everyone is welcoming, professional, and genuinely caring. Dr. Reddy is incredibly knowledgeable and takes the time to truly listen to your concerns, explain everything clearly, and make sure you feel comfortable every step of the way. It’s rare to find a dentist who combines such skill with such compassion and attention to detail. The office is clean, organized, and runs smoothly, making every visit stress-free. I highly recommend Dr. Reddy to anyone looking for exceptional dental care and a team that truly puts patients first!"
Jennifer McNeal
"I had a great experience at this dental practice. Everyone was so welcoming and helpful. My cleaning was done same day and felt comfortable while getting my teeth cleaned which was very smooth and cleaned after. I will def come back to this practice and stay here as my permanent dentist."
Jean Valdez
"I’ve worked with Dr Reddy’s father for year’s and have known him since he was a child. I came in today for my new patient exam and am impressed with the office. It is a brand new build out. All the equipment is state of the art. His assistant and front desk were so super friendly and he has an office dog named Happy who is the cutest thing ever. Im looking forward to coming back for my cleanings twice a year."
Dawn Bell
Member Fees
Scheduling and Services
Account Management
Frequently Asked Questions
Here are some of our most asked questions.
Legal & Disclaimers
Membership clubs are not insurance but a payment arrangement provided by Reddy Dental Inc. for services rendered. Memberships are provided exclusively to uninsured patients of our practice and shall not be considered pre-payment for future services or payment for access to discounted services. Rather, our patient members are electing to make regular monthly subscription payments for preventive care instead of paying at the time of each service. Payment for any cosmetic or restorative treatment is due at the time of service. Membership dues must be current in order to receive services.
A lapse of 28 days in dues will require a reactivation fee of six months' dues. Membership club discounts may not be combined with any other offers or discounts. It is solely the patient's responsibility to schedule and keep their appointments. No refunds will be provided for dues paid under any circumstances, including failure to schedule and maintain appointments. A patient member's monthly agreement is with the legal entity of Reddy Dental Inc.. Monthly dues and fees for dental services may change at any time. Payment management services are provided by illumitrac℠.
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